Published On: Thu, Mar 14th, 2019

State pension: Age increase warnings – how much will you get and when?


The state pension age has been rising for women over the past two years to be brought into equity with men’s.

Now, for the first time, the state pension age is the same, however there have been warnings about this increase in state pension age.

The UN committee on the Elimination of Discrimination against Women expressed its concern regarding the increase in the state pension age for women from 60 to 66.

They have warned it could cause “poverty, homelessness and financial hardship among the affected women”.

The women effect will be those born in the 1950s.

When you will reach state pension age depends on when you were born.

When do I qualify for state pension?

If you were born from 6 April 1953 to 5 May 1953 you will reach state pension age on 6 July 2016. The rest is as follows:

6 May 1953 – 5 June 1953 – 6 November 2016

6 June 1953 – 5 July 1953 – 6 March 2017

6 July 1953 – 5 August 1953 – 6 July 2017

6 August 1953 – 5 September 1953 – 6 November 2017

6 September 1953 – 5 October 1953 – 6 March 2018

6 October 1953 – 5 November 1953 – 6 July 2018

6 November 1953 – 5 December 1953 – 6 November 2018

From this point onwards men and women’s state pension age was equal, and when they can claim the state pension is as follows:

6 December 1953 – 5 January 1954 – 6 March 2019

6 January 1954 – 5 February 1954 – 6 May 2019

6 February 1954 – 5 March 1954 – 6 July 2019

6 March 1954 – 5 April 1954 – 6 September 2019

6 April 1954 – 5 May 1954 – 6 November 2019

6 May 1954 – 5 June 1954 – 6 January 2020

6 June 1954 – 5 July 1954 – 6 March 2020

6 July 1954 – 5 August 1954 – 6 May 2020

6 August 1954 – 5 September 1954 – 6 July 2020

6 September 1954 – 5 October 1954 – 6 September 2020

6 October 1954 – 5 April 1960 – 66th birthday

The are two types of state pension and when you are born will dictate which you get.

The full basic state pension is £125.95 per week, and the full new State Pension is £164.35 per week.

But how much you will actually get depends on how many qualify years of national insurance payments you have.

Should you increase your national insurance payments

You can make voluntary national insurance payments, if you wish to contribute more.

Research by Nationwide Building Society showed there is an almost £400 gap between expectation and reality of what people think they need and what they will have to survive into retirement.



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